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How much does it cost to pay via PIX? Know that it is potential!

PIX modified fee strategies in Brazil, with a brand new system that permits sending and receiving values ​​in actual time, and better of all, with out paying extra charges. But it is totally different with the instances the place there is a fee for funds by way of PIX.

The Central Bank is answerable for the implementation of the PIX and the foundations associated to the character of fee. The company licensed the gathering of charges in sure particular instances. In most instances, a price waiver will apply.

Individuals, sole merchants and MEIs are free, until business use of the account is configured. In the case of authorized entities, there is a risk of a price, which varies from financial institution to financial institution.

The Central Bank outlined the foundations for people and authorized entities. Credit: @jeanedeoliveirafotografia / pronatec.professional.br

Can banks make fee for fee by way of PIX?

For people, particular person entrepreneurs and MEIs, the fee is made, primarily, when the quantity of monetary transactions is above 30 transactions per 30 days. The financial institution can acknowledge that the account is getting used for transactions and funds. See tax instances:

  • Receive greater than 30 transactions via Pix per 30 days, by way of guide knowledge entry, Pix key, QR Code, or paid fee entry service;
  • Payment receipt via dynamic QR Code;
  • Receiving Pix by static or dynamic QR Code from a contributor who is a authorized entity;
  • Receipt of transactions in an account used just for enterprise functions.

Legal entities could be paid or not, the quantity of fee is on the discretion of every financial institution. There are two conditions, within the case of collections and within the case of transfers. In the primary place, the collector can’t be paid, and within the second place, the fee for the fee can’t be made.

See additionally: Cryptocurrency transactions via Pix? Know the info!

What are the charges for PIX transfers?

The nature and quantity of the price is decided by every financial institution, and is usually a mounted quantity or a proportion of the transaction made. Some monetary establishments don’t cost for transfers and others set limits on receiving and sending. Check out the value vary for every bag:

Pix costs for transfers

  • Banco do Brasil: 0.99% of the transaction quantity, with a minimal fee of R$1 and a most of R$10;
  • Bradesco: 1.40% of the quantity per transaction, minimal R$0.90 and most R$9.00;
  • Itaú: 1.45% of the transaction worth, with a minimal price of R$1.75 and a most of R$9.60;
  • Santander – 1% of the transaction quantity, with a minimal price of R $ 0.50 and a most of R $ 10;
  • Exchange: BRL 0.85 and BRL 0.30, relying on the quantity of the fees.

The Pix worth is for receiving

  • Bradesco: cost 1.40% of the quantity per transaction, the minimal is R$1.65 and the utmost is R$145.00;
  • Banco do Brasil – QR Code: 0.99% of the transaction quantity, with a most price of R $ 140;
  • Itaú: up to 1.45% of the transaction worth, with a minimal price of R$1 and a most of R$150;
  • Santander – QR code or dynamic: R $ 6.54; QR code by scanning: 1.4% of the transaction quantity, with a minimal price of BRL 0.95;
  • Exchange: BRL 0.85 and BRL 0.30, relying on the quantity of the fees.

See additionally: Do you understand the distinction between Pix SAQUE and Pix CHANGE? Be conscious!

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